credit lines. funding on demand.
a flexible credit line for businesses that want financing ready to use.
use it when needed, reuse it as you repay, and pay interest only on the amount in use.
monthly payment
2 100,19 €
total interest
26 011,17 €
origination fee
1 000,00 €
total payment
127 011,17 €
the calculator provides indicative sample terms only; final terms offered to you may differ
credit line overview
transparent terms designed to support your business growth
| applicant | a company, non-profit association or sole proprietor registered in estonia |
| credit line limit | from 20 000 € to 500 000 € |
| ltv | up to 75% of the collateral value |
| credit period | up to 60 months |
| drawdown | as needed by the client |
| collateral | mortgage on building, apartment or land in estonia; mortgage can be combined with surety |
| interest rate | from 9,5% per annum plus 6-month euribor, calculated on the drawn credit balance |
| origination fee | from 1% to 2% of the credit line amount |
| commitment fee | 4% per annum, calculated on the undrawn credit balance |
credit line application process
simple and straightforward steps to get your financing
- 1
submit the application form.
- 2
we review the information and may contact you for clarifications. if the information is sufficient, we aim to provide an indicative offer within 48 business hours.
- 3
if the terms are suitable, we complete the required checks and prepare the loan and security documents.
- 4
once the documents are signed and all disbursement conditions are met, the credit line is made available for drawdowns.
ready to proceed?
get started with our financing solutions today. our team is ready to help you find the perfect solution for your business.