loans. capital for the next step.

straightforward loans for businesses that need financing for a specific purpose.

use it for refinancing, investment, a property project or another business need, with terms structured around your plans.

a bridge being built over water
10 000 €1 000 000 €
0%15%
0 months120 months

monthly payment

2 100,19 €

total interest

26 011,17 €

origination fee

1 000,00 €

total payment

127 011,17 €

the calculator provides indicative sample terms only; final terms offered to you may differ

loan overview

transparent terms designed to support your business growth

applicanta company, non-profit association or sole proprietor registered in estonia
loan amountfrom 20 000 € to 1 000 000 €
ltvup to 80% of the collateral value
loan termup to 120 months
grace periodoptional, up to 12 months
payment scheduleannuity or bullet schedule
collateralmortgage on building, apartment or land in estonia; mortgage can be combined with surety
interest ratefrom 9,5% per annum plus 6-month euribor, calculated on the outstanding loan balance
origination feefrom 1% to 2% of the loan amount

annuity schedule

equal monthly payments throughout the loan term. each payment includes both principal and interest.

bullet schedule

interest-only payments during the loan term with the full principal repaid at maturity.

loan application process

simple and straightforward steps to get your financing

  1. 1

    submit the application form.

  2. 2

    we review the information and may contact you for clarifications. if the information is sufficient, we aim to provide an indicative offer within 48 business hours.

  3. 3

    if the terms are suitable, we complete the required checks and prepare the loan and security documents.

  4. 4

    once the documents are signed and all disbursement conditions are met, the loan is paid out.

ready to proceed?

get started with our financing solutions today. our team is ready to help you find the suitable solution for your business.