loans. capital for the next step.
straightforward loans for businesses that need financing for a specific purpose.
use it for refinancing, investment, a property project or another business need, with terms structured around your plans.

monthly payment
2 100,19 €
total interest
26 011,17 €
origination fee
1 000,00 €
total payment
127 011,17 €
the calculator provides indicative sample terms only; final terms offered to you may differ
loan overview
transparent terms designed to support your business growth
| applicant | a company, non-profit association or sole proprietor registered in estonia |
| loan amount | from 20 000 € to 1 000 000 € |
| ltv | up to 80% of the collateral value |
| loan term | up to 120 months |
| grace period | optional, up to 12 months |
| payment schedule | annuity or bullet schedule |
| collateral | mortgage on building, apartment or land in estonia; mortgage can be combined with surety |
| interest rate | from 9,5% per annum plus 6-month euribor, calculated on the outstanding loan balance |
| origination fee | from 1% to 2% of the loan amount |
annuity schedule
equal monthly payments throughout the loan term. each payment includes both principal and interest.
bullet schedule
interest-only payments during the loan term with the full principal repaid at maturity.
loan application process
simple and straightforward steps to get your financing
- 1
submit the application form.
- 2
we review the information and may contact you for clarifications. if the information is sufficient, we aim to provide an indicative offer within 48 business hours.
- 3
if the terms are suitable, we complete the required checks and prepare the loan and security documents.
- 4
once the documents are signed and all disbursement conditions are met, the loan is paid out.
ready to proceed?
get started with our financing solutions today. our team is ready to help you find the suitable solution for your business.