price list
transparent pricing for all our financial services
agreement fees
- entry into contract fee
- 1%–2% of the credit amount, minimum 200 €
- credit line commitment fee
- 4% per annum on the undrawn amount
changes to the agreement
- increase of the credit amount
- 1% of the additional credit amount, minimum 100 €
- change of payment date
- 20 €
- payment holiday or restructuring due to payment difficulties
- 0,1% of credit balance, minimum 100 €
- partial or full early repayment
- free of charge if notice is given at least 3 months in advance; otherwise, interest calculated on the credit amount repaid early for the portion of the 3-month notice period not observed
- early termination of a credit line or reduction of a credit line limit
- free of charge if notice is given at least 3 months in advance; otherwise, a commitment fee will be charged on the reduced amount or, in the case of early termination, on the undrawn credit line balance, for the portion of the 3-month notice period not observed
- other amendments to the agreement (for example, change of term or replacement of collateral)
- 1% of the credit balance, minimum 100 €
notarial transactions
- attendance at a notarial transaction for the creation of a mortgage on entry into a new credit agreement, upon full repayment of the credit amount, or for the creation of an additional mortgage
- free of charge
- attendance at a notarial transaction for any other reason
- 100 €
collection costs
- reminder letter or debt notice
- first free of charge, from the second onwards 10 €
- notice of termination
- 20 €
- termination letter
- 40 €
additional services
- confirmation letter
- 10 €
- confirmation letter for an auditor
- 20 €
- special information request
- 30 € per hour, minimum 30 €
default interest
- rate of penalty for late payment
- 0,1% per day (36,5% per annum)
price list effective from 27 march 2026.
value added tax (vat) may be added to service fees in accordance with applicable law.